Establishing a good relationship with money starts with understanding what type of person you are and whether you fall into any of the following categories.
Spenders:
Do you frequently make purchases that are beyond your means? Do you purchase things to make yourself happy? Is there a connection between shopping and your mood? If so, then you can consider yourself a spender. Spenders have a tendency to accumulate credit card debt because shopping to them is an addiction. Spenders spend money in hopes that material items will bring happiness or provide pain relief.
Misers:
On the other end of the spectrum are the misers. Misers absolutely fear poverty and constantly worry about not having enough money to live. Misers need to feel in control and are generally uncomfortable with any sort of uncertainty. Ironically, misers fear poverty yet they practically live in it because they spend so little.
Haters:
Money haters absolutely detest money and what it does to people. They eschew wealth and will often live in deprived and desolate conditions. They will purposely avoid material possessions whenever possible.
Seekers:
Money seekers are the ones who obsess over becoming wealthy. These people put a premium on making a fortune with the belief that it will solve all of their problems. In reality, there are usually other inadequacies in their lives that they are trying to make up for with material wealth.
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